How Klarna Works

How does installments work? USA
Installments by Klarna allows retailers to offer instalment plans for online shoppers, allowing a purchase to be paid for in four installments, due every 2 weeks. 
  • Simply shop for your favorite items and choose Installments by Klarna as your payment method at checkout. First-time shoppers provide payment details as usual, returning shoppers simply log in to make their purchase. It’s that easy!
  • After you check out, the goods will be shipped to you ASAP.
  • At any time, you can log in to your Klarna account to see your payment schedule and make a payment before the due date. Otherwise we will automatically take the money from your debit or credit card every 2 weeks.
I want to shop - how do I sign up?
You don't need to register prior to making your first Klarna purchase. When you are making a purchase simply choose Klarna as your payment method at checkout. If it’s your first time using Klarna, you will provide payment details as usual to complete your purchase. 

Once your first order is approved, your Klarna account is created. All you need to do is visit to set up a password, and you will be able to make more purchases using Klarna by simply entering your log in details upon checkout.